Life Insurance

Adapted from content excerpted from the American Express® OPEN Small Business Network

If you have only yourself to worry about, even insurance agents admit that you may be better off putting your money back into your business than investing it in life insurance. If you have a family or other people depending on you, life insurance is recommended.

As a business owner, you may also want to look at how your life insurance policy can be used for your business. For example, you may be able to use it as collateral for a business expansion loan from your bank. Only cash-value policies (which build up in tax-deferred investment accounts) can be put to business use.

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