Funding Your Business

Every business needs funding—money other than what it gets from customers. This money may be used to start the business, expand the business, or to smooth out temporary shortfalls. Funding comes from two sources: loans—usually from family, friends, or a bank; or investments—for example, by selling shares in your corporation or by granting someone a partnership interest. These two types of funding are known as debt and equity.

Debt or Equity?
Should you borrow money for your business or seek investors? And what should you consider before seeking funds from anyone?

Bank loans.
What does it really take to qualify for a bank loan? And more importantly, are you asking for enough money?

Credit cards.
Credit cards guarantee you access to instant loans, instant payments , and incentive program advantages. Plastic funding may be the right choice for your small business.