Tips to Keep Your Credit Score Strong

Provided by Visa, Content Partner for the SME Toolkit

Complete credit applications carefully and accurately.
Use your credit cards responsibly and don’t let them reach their limit or spend beyond your means.
Attempt to pay your credit card balance in full each month, but at least make the minimum payment by the due date.
Always pay bills on time.
If you have problems paying your bills, contact your creditors. In many cases, they will work with you to figure out a payment plan.
If you move, let your creditors know your new address as soon as possible to avoid losing bills or receiving them late.
If your credit card is lost or stolen, report it immediately.
Review your credit reports periodically for accuracy and report any errors immediately.
Establish a consistent work history.
It’s a good idea to check your credit report at least once a year to see what it says about you.

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